Transcript Evidence
10:42 · Mrs. Chan · Cantonese
We want enough protection if either of us cannot work, and money for our child’s education.
GoalsProtection10:49 · Mr. Chan · English
Our monthly household income is around HKD 150,000, but bonus varies.
Financial CapacityConfirm bonus11:06 · Advisor Ng
Disclosure and recording consent read back; customer verbally confirmed acceptance.
ConsentDisclosure